This Agreement governs your participation in the Erriho Capital Partner Program. By accessing the Erriho Portal, you agree to the partnership terms between you (the Partner), Erriho Personal Finance, and Flavi Deal.
1. Investment & Capital Utilization
Inventory Funding: You acknowledge that your capital is specifically allocated for the procurement of high-demand consumer electronic inventory for Flavi Deal.
Fixed Yield: Erriho Personal Finance guarantees a fixed annual return of 8% on the principal amount, generated through retail installment operations.
Standard Term: All partnership capital is subject to a 12-month lock-in period to ensure the stability of the inventory turnover cycle and business cash flow.
2. Payout & Maturity
Upon the 12th month of the partnership (Maturity Date), the Partner is entitled to the following:
Full return of the Initial Capital (Principal).
The total 8% Fixed Interest earned during the 1-year cycle.
Payouts are processed via registered bank transfer or verified e-wallets (GCash/Maya).
3. Early Withdrawal & Pre-termination
In cases of extreme emergency where the Partner requests capital release before the 12-month maturity:
Pre-termination Fee: A 5% administrative fee will be deducted from the principal amount to cover inventory liquidation costs.
Interest Forfeiture: Any and all accrued or projected interest will be permanently forfeited.
Processing Time: Early withdrawal requests may take 15-30 business days to process depending on current inventory status.
4. Data Privacy & Security
In compliance with the Data Privacy Act of 2012 (RA 10173):
Information Collection: We collect names, government-issued IDs, and contact details solely for identity verification and the preparation of the Digital Memorandum of Agreement (MOA).
Confidentiality: Partner data is strictly confidential. We do not sell or share information with third-party marketers outside the Erriho-Flavi business ecosystem.
Portal Security: Access to your investment dashboard is secured. Only the Partner and the Founder, Jerric Jhon Dela Cruz, have administrative access to these records.
5. Legal Binding
Every successful application is backed by a Digital Memorandum of Agreement (MOA). This document serves as the legal proof of your partnership and is enforceable under Philippine laws.